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About the Blog

A mortgage blog chock full of advice and tips to help you better understand key terms, and the latest mortgage news.

Can I Qualify For a Mortgage if I'm Unable to Confirm My Income?

By Bill Macklem | May 22, 2012

Bank lending requires income verification to actually qualify for a mortgage. So when they qualify for a mortgage, we’re talking like 90% to 95% financing, so that’s 5% or 10% down. The larger the down payment, the wider range of lenders they can use, so they can get someone else to approve the mortgage and…

Can I Get Pre-Approved Before Finding a Home to Purchase?

By Bill Macklem | May 22, 2012

You can always get pre-approved; as a matter of fact, it’s important to get pre-approved. I’ll give you some ideas why it’s so important to get pre-approved. You need to know the price range you’re in. A client could be out shopping, looking around, been on the web, driving around to all the open houses,…

Dominion Macklem Mortgages Weekly Rates Effective May 16, 2012

By Bill Macklem | May 16, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, May 16, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Dominion Macklem Mortgages Weekly Rates Effective May 9, 2012

By Bill Macklem | May 11, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, May 9, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Dominion Macklem Mortgages Weekly Rates Effective May 2, 2012

By Bill Macklem | May 2, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, May 2, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Special Mortgage Rate Offer: 3.19% Five Year Fixed Mortgage

By Bill Macklem | April 27, 2012

We are pleased to announce that for a limited time we have a lender offering Dominion Macklem Mortgages an exclusive 5 year closed mortgage rate at 3.19%. This rate is available for all CMHC insured mortgages closing by the end of May 2012. You do not want to miss this great rate as it is…

Dominion Macklem Mortgages Weekly Rates Effective April 24, 2012

By Bill Macklem | April 24, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Tuesday, April 24, 2012, include: VARIABLE RATE 2.85% $4.13/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

12-Year Macklem Mortgages Recipe Cards Coming to BilliMac.com

By Bill Macklem | March 13, 2012

We at Dominion Macklem Mortgages have been offering our past and current clients our specially selected recipe cards since 2000. Every Christmas season we are able to obtain one of Gramma Macklem’s secret holiday recipes. Our mailing list consists of our friends, clients, and referral sources and these recipe cards have always been exclusive to…

Why Do I Need An Appraisal When Applying For A Mortgage?

By Bill Macklem | March 12, 2012

You probably want to know that you don’t need an appraisal if you put less than 20% down because the mortgage is insured by CMC. That mortgage is insured so you don’t need to do that. They do what they call an electronic appraisal. In the old days it used to cost you, but now…

Welcome to Dominion Macklem Mortgages at BilliMac.com

By Bill Macklem | February 22, 2012

Welcome and thank you for visiting Dominion Macklem Mortgages online at the brand new BilliMac.com website! Located in South Surrey, close to Langley and White Rock, Dominion Macklem Mortgages is headed up by a dynamic highly experienced professional, Bill Macklem. Known for making the impossible possible, Bill will work with you and the lenders he…