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About the Blog

A mortgage blog chock full of advice and tips to help you better understand key terms, and the latest mortgage news.

Dominion Macklem Mortgages Weekly Rates Effective August 16, 2012

By Bill Macklem | August 16, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Thursday, August 16, 2012, include: VARIABLE RATE 2.65% $3.87/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Is There Always A Penalty When One Mortgage Is Switched From One Lender To Another?

By Bill Macklem | August 13, 2012

That’s one of those things that we definitely don’t like – payout penalties from banks. What happens is that when you crash or break a contract, the bank sees that as a way to capture the money that you were going to pay for the remaining of that term anyway. It’s as if you had…

Are Mortgage Brokers Available Outside Of Regular Banking Hours?

By Bill Macklem | August 13, 2012

Bill: Most brokers are available pretty much 24/7. I meet my clients either at my business office, or if they’re tired, then I’ll drive down to their office. Sometimes they have young children, or they have a sickness in the family, or there might be more than one couple involved; maybe mom or dad or…

Connect with Dominion Macklem Mortgages on Facebook

By Bill Macklem | August 10, 2012

Hello Facebook friends, we hope you’re having a great summer 2012! With it being summertime, we know you’re probably not spending too much time on your computer, but you always have your smartphone nearby, whether it be an iPhone, Android, or BlackBerry. So that means you’re still connected and we would love nothing more than…

Dominion Macklem Mortgages Weekly Rates Effective August 8, 2012

By Bill Macklem | August 8, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, August 8, 2012, include: VARIABLE RATE 2.65% $3.87/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Is It Possible To Get A Canadian Mortgage If We're Not Canadian Citizens?

By Bill Macklem | August 5, 2012

Thank you, that question is coming up more and more now. In fact, there are 60,000 people moving into the Lower Mainland this year. There are a couple of different ways to do this. There’s the “New to Canada” program, which gives you 95% financing. The down payment has to come from your own funds,…

Dominion Macklem Mortgages Weekly Rates Effective August 1, 2012

By Bill Macklem | August 1, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, August 1, 2012, include: VARIABLE RATE 2.65% $3.87/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Dominion Macklem Mortgages Weekly Rates Effective July 25, 2012

By Bill Macklem | July 25, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, July 25, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Dominion Macklem Mortgages Weekly Rates Effective July 19, 2012

By Bill Macklem | July 19, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, July 19, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Dominion Macklem Mortgages Weekly Rates Effective July 11, 2012

By Bill Macklem | July 11, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, July 11, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

Dominion Macklem Mortgages Weekly Rates Effective July 4, 2012

By Bill Macklem | July 4, 2012

Your recipe for smooth and stress free financing comes from mortgage professionals Bill Macklem, Jackie Mellis, and Liz Babyak at Dominion Macklem Mortgages with the best weekly mortgage rates offered at BilliMac.com! Our best rates for this week, effective as of Wednesday, July 4, 2012, include: VARIABLE RATE 2.90% $4.15/$1000 1 YEAR CLOSED 2.74% $4.07/$1000…

When is a Pre-Approval Not a Pre-Approval?

By Bill Macklem | June 29, 2012

Bill Macklem of Dominion Macklem Mortgages at BilliMac.com answers the Mortgage Question of the Week live on the AM650 Radio Real Estate Show.

Refinancing with the New Mortgage Rules After July 9, 2012

By Bill Macklem | June 29, 2012

On the AM650 Radio Real Estate Show, Bill Macklem of Dominion Macklem Mortgages at BilliMac.com explains the terms of refinancing with the new mortgage rules after July 9, 2012.

Can I Get Pre-Approved Now Before the New Mortgage Rules?

By Bill Macklem | June 29, 2012

From the AM650 Radio Real Estate Show, Bill Macklem of Dominion Macklem Mortgages at BilliMac.com discusses whether you can get pre-approved before the New Mortgage Rules come into effect on July 9, 2012.